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UNSECURITY: Information Security Podcast UNSECURITY: Information Security Podcast The InfoSec Mission Layovers - Air Travel podcast Layovers - Air Travel podcast Paul Papadimitriou FEAR & GREED | Business News FEAR & GREED | Business News Fear and Greed SignalsAZ.com - Arizona News Podcast SignalsAZ.com - Arizona News Podcast Talking Glass Media, LLC Fast Five by Fear and Greed Fast Five by Fear and Greed Fear and Greed Tax Chats Tax Chats Dyreng and Hoopes The Payments Experts Podcast The Payments Experts Podcast Expert Payments Attorneys of Global Legal Law Firm Distilling Cyber Policy Distilling Cyber Policy CCPL The Living Elevated Show: Smart Moves, Bilingual Voices The Living Elevated Show: Smart Moves, Bilingual Voices Alexander Seen, Loved, Selling, Scale™ Seen, Loved, Selling, Scale™ Carinda Gosling | Tips on Online Marketing Strategies and Online Business Success FMCG Weekly FMCG Weekly Accuris - Revenue Management Analytics for Fast Moving Consumer Goods Companies Heart + Head Work Heart + Head Work MAVEN Founders (Tessa Arneson & Rocky Donati) Beyond The Medal Beyond The Medal Ellie Mission Money Mission Money FOCUS KWM Market Minute KWM Market Minute UBS advisor podcasts PWTorch Dailycast PWTorch Dailycast Pro Wrestling Torch The Mark Moss Show The Mark Moss Show iHeartPodcasts GREY Journal Daily News Podcast GREY Journal Daily News Podcast GREY Journal The Best of the Money Show The Best of the Money Show Radio 702 Financial Services Focus Financial Services Focus Mayer Brown Cannabis Corner Radio Cannabis Corner Radio WNHH-LP 103.5 FM NEW HAVEN Crypto News Today | 2 Min News | The Daily News Now! Crypto News Today | 2 Min News | The Daily News Now! The Daily News Now! The College Investor Audio Show The College Investor Audio Show The College Investor Tony Robbins Podcast Daily Tony Robbins Podcast Daily Tony The Money Show The Money Show Radio 702 Make Your Own Destiny Make Your Own Destiny Montey & Bazz Baanbrekende Businessmodellen | BNR Baanbrekende Businessmodellen | BNR BNR Nieuwsradio Closing Market Report Closing Market Report Todd E. Gleason Financial Sanity with Patrick Ayers Financial Sanity with Patrick Ayers Patrick Ayers Telecom Reseller / Technology Reseller News Telecom Reseller / Technology Reseller News Telecom Reseller The Exchange The Exchange CNBC Real Money Real Business Podcast Real Money Real Business Podcast Empire Flippers Focus with Paul W. Smith Focus with Paul W. Smith Cumulus Media Detroit Bloomberg Talks Bloomberg Talks Bloomberg Miami Real Estate Podcast Miami Real Estate Podcast Cervera Real Estate The Gold Exchange Podcast The Gold Exchange Podcast Monetary Metals
The Payments Experts Podcast

Business

The Payments Experts Podcast

Expert Payments Attorneys of Global Legal Law Firm

Merchant of Record: The Compliance Model Everyone In Payments Is Talking About And Why | PEP114

June 29, 2026 1:00pm 31 min

“Merchant of record” sounds official. The problem: card networks don’t even define it the same way. That ambiguity can get businesses shut down overnight. Want the bright line between MOR, PayFac, and PayFac Light?Califo...

The Biggest Opportunity in Payments 2026: Why Distribution May Be Your Last True Advantage | PEP113

June 22, 2026 1:00pm 25 min

What if the real moat isn’t your software, but your distribution? James Shepherd breaks down why vertical SaaS is exploding in payments and why agents can win if they bring the right solutions to market.AI is not your ne...

Five Things That Give The Merchant Processing Industry a Bad Name and How To Fix It | PEP112

June 16, 2026 1:00pm 45 min

Five things that give the merchant processing industry a bad name.A payment processing statement should never feel like a magic trick, yet too many merchants get hit with fees they never truly agreed to and increases the...

The AI Platform Helping Businesses Cut Costs Everywhere: Cost Savings | Bill Kurtzner PEP111

June 08, 2026 3:00pm 17 min

What if your invoices could tell you exactly where you’re overpaying? We talk agentic AI that audits spend, finds hard savings, and even unlocks wholesale pricing for SMBs. If you’ve ever looked at an invoice and wondere...

Merchant of Record vs PayFac: MOR Explained: What Everyone Gets Wrong - Know The Difference | PEP110

June 03, 2026 7:00am 26 min

“Merchant of record” gets thrown around nonstop, but it changes who owns the customer, the descriptor, and the liability. We break down what it really means and what it is not.“Merchant of record” sounds like a neat shor...

Why Merchants Get MATCH’d After Fraud They Didn’t Cause: Inside the BRAM Fine System | PEP109

May 13, 2026 2:00pm 26 min

Negotiation changes when you have leverage. Our playbook: lock out debits, demand the underlying basis, and force real answers, sometimes by filing a complaint.A six figure “brand fine” lands out of nowhere, nobody will ...

The Secret to Merchant Stickiness? Rewards Instead of Rate Cuts with Guest Tuzo Rewards | PEP108

May 06, 2026 2:00pm 25 min

Payment processing often feels like a tax and when every ISO sells the same terminals, the same funding speed, and the same basic promises, the only lever left is price. That is how the industry ends up in a race to the ...

Why Processors Freeze Accounts (And How to Avoid It) | How Merchants Survive & Even Thrive | PEP107

April 22, 2026 3:00pm 22 min

Stripe approved the merchant… then froze funds and refunded customers anyway. How do you protect your business when the processor owns the relationship?One day your payments are flowing. The next day a platform decides i...

Dual Pricing Done Right: 2026 Practical Guide To Cash Discount And Surcharging Compliance | PEP106

April 14, 2026 7:00am 20 min

Surcharging caps. Debit card limits. Fines that flow through banks. If you’ve ever wondered who really profits from card payments, this conversation will change how you see Checkout is turning into a trust test. Customer...

AI Hallucinates a Refund Policy (It Didn't Exist) & The Business Paid: Rogue AI in Payments | PEP105

April 06, 2026 7:00am 16 min

Software that negotiates prices and completes payments for you sounds convenient until it hallucinates a refund policy.Software that can shop, negotiate, and pay for you is no longer science fiction, and it is already co...

PayFac vs Merchant of Record: The Risk No One Explains | Guest Deana Rich of Infinicept | PEP104

April 01, 2026 2:00pm 14 min

“Merchant of record” sounds easy, until you realize it isn’t a defined term. We break down PayFac vs MOR, why rules exist, and how people accidentally step into money transmitter risk.PayFac is one of those payments term...

How Dual Pricing and Surcharging Changed ISOs Forever: Payments Now Residuals Risk & Growth | PEP103

March 23, 2026 12:00pm 15 min

A single receipt can change how you see the payments industry. When Naveed from KV Payments notices a 4% card charge at a mechanic shop, it triggers the question every small business owner eventually asks: where is all t...

Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102

March 17, 2026 8:00am 15 min

Outrage alert: a government ambulance merchant was charged 9.49% in fees. We unpack how hidden debit routing and “pass-throughs” spike your effective rate and what ISOs and merchants can do next.Ever wonder why your “gre...

2026 Reality Check: The Truth About “Junk Fees” in Payments & CBD Peptides MATCH News | PEP101

March 10, 2026 12:00pm 24 min

Ever had a $100 ticket morph into $260 at checkout and wondered who’s skimming the difference? We use that universal frustration to open a candid tour through payments in 2026—where junk fees, policy experiments, and AI-...

The Illinois Swipe Fee Shockwave: Who Really Pays? | Illinois Bans Interchange on Sales Tax | PEP100

February 23, 2026 1:00pm 18 min

Card fees on sales tax? Illinois just lit a fuse. We unpack who really pays, how ISOs get squeezed, and why “compliance” might mean three prices at checkout. When lawmakers target “junk fees,” the payments engine doesn’t...

Honor All Cards Explained: Visa & Mastercard Settlement Breakdown for Payment Professionals | PEP099

February 18, 2026 2:00pm 38 min

Merchants are told they have “choices.” But do they? We unpack the Visa–Mastercard settlement, the honor all cards rule, and why surcharging still trips up pros. Listen now and tell us: does this help small businesses or...

Tokenized Deposits vs Stablecoins: The Real Payments War | Stablecoins Become Payment Rails | PEP098

February 09, 2026 3:00pm 25 min

Stablecoins aren’t a side conversation anymore — they’re knocking on the front door of the payments ecosystem.In this episode of the Payments Experts Podcast, we sit down with Adam T. Hark, managing member of Wellesley H...

Residuals Rate Hikes & Reality: Inside ISO Economics | Payments Due Diligence Hack That Saves Money

February 02, 2026 2:00pm 29 min

Ever wondered why that “free” POS hardware ends up costing so much later? Christopher Dryden, Esq., sits down with Magnolia Ventures’ Jessica Casto to pull back the curtain on modern payments strategy: how software-led d...

Data Is King: Building Real AI Guardrails in Payments: The AI Readiness Checklist For 2026 | PEP096

January 20, 2026 2:00pm 39 min

AI is no longer a chatbot. It is an agent that can move data and make decisions. In this in-studio conversation, Leo Arzumanyan, Matthew Luciani, and Jeremy Stock cut through the hype and get practical about using AI in ...

Peptides, MATCH, and VAMP: Surviving the Crackdown & High-Risk in 2026 with Soar Payments | PEP095

January 15, 2026 2:00pm 30 min

Banks don’t close accounts for sport; they close accounts when risk stories don’t add up. James Huber, managing partner of Global Legal Law Firm, sits down with Adam Carlson from SOAR Payments (https://na2.hubs.ly/H033tL...

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