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The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts Open Exam Prep Open Exam Prep Ran Chen, EA, CFP® Enlightened Empowered Evolved Podcast Enlightened Empowered Evolved Podcast Loot Bryon Smith Fakeologist Network Fakeologist Network Fakeologist Divorce and Separation Divorce and Separation Nikki Parkinson Stay Ready Real Estate Podcast Stay Ready Real Estate Podcast Emeka Ogbonna Jack Hopkins Jack Hopkins Jack Hopkins Say Yes To You! Say Yes To You! Kier Adair Mediacy with Carol Arcus & Neil Andersen Mediacy with Carol Arcus & Neil Andersen Neil Andersen and Carol Arcus Raj Prakash Paul Raj Prakash Paul Raj Prakash Paul Harvard Business Review Harvard Business Review HBR BioGraphics - True Biographies & History's Most Fascinating People BioGraphics - True Biographies & History's Most Fascinating People biog Evan Carmichael - Believe: Unlocking Your True Potential Evan Carmichael - Believe: Unlocking Your True Potential Evan Carmichael Thrasherway Podcast Thrasherway Podcast HLT thethrasherway's podcast thethrasherway's podcast Henry Thrasher Talk To Danielle Talk To Danielle Danielle C Baker Respectonomics Respectonomics Jeremy Wentworth-Stanley Bitcoin Art Podcast Bitcoin Art Podcast Bitcoin Art Magazine AWR Mon (ဘာသာ မန် / မွန်ဘာသာ) AWR Mon (ဘာသာ မန် / မွန်ဘာသာ) Adventist World Radio Dr. Wyatt Marriage Podcast Dr. Wyatt Marriage Podcast Dr. Wyatt Fisher AWR - Shan - Voice of Hope - lik tái ရွမ္း AWR - Shan - Voice of Hope - lik tái ရွမ္း Adventist World Radio Geschichte Europas Geschichte Europas Tobias Jakobi Abgehoben - Der Hubschrauber Podcast Abgehoben - Der Hubschrauber Podcast Andreas Hennig und Tim Pittelkow Think Dementia Think Dementia Amy House C.D.P. Max Your Business Max Your Business Ben Fewtrell The Productivity Sweet Spot: How Women Master Time, Energy & Focus The Productivity Sweet Spot: How Women Master Time, Energy & Focus Anne Rajoo│Peaceful Productivity® Mentor We Don't PLAY!™: Best AI Marketing Visibility Podcast (Advanced Technical SEO Strategies) We Don't PLAY!™: Best AI Marketing Visibility Podcast (Advanced Technical SEO Strategies) Favour Obasi-ike: Pinterest Marketing Expert and Technical SEO Genius Let God Speak Let God Speak 3ABN Australia Radio Kabbalah: Lezioni del giorno | mp3 #kab_ita Kabbalah: Lezioni del giorno | mp3 #kab_ita Bnei Baruch Kabbalah Education and Research Institute, Бней Барух – Ассоциация "Каббала Ла-Ам" Kabbalah Media | mp3 #kab_fre Kabbalah Media | mp3 #kab_fre Bnei Baruch Kabbalah Education and Research Institute, Бней Барух – Ассоциация "Каббала Ла-Ам" Kabbalah: Daily Lessons | mp3 #kab_por Kabbalah: Daily Lessons | mp3 #kab_por Bnei Baruch Kabbalah Education and Research Institute, Бней Барух – Ассоциация "Каббала Ла-Ам" Doctor Ramani’s Podcast Doctor Ramani’s Podcast Dr. Ramani RoofersCoffeeShop RoofersCoffeeShop RoofersCoffeeShop popular Wiki of the Day popular Wiki of the Day Abulsme Productions The Full Armor of Game Dating The Full Armor of Game Dating Adam Jordan and Czar Danya Bob Proctor: The Science of Success Bob Proctor: The Science of Success Bob Proctor Abraham Hicks’s Podcast Abraham Hicks’s Podcast Abraham Hicks
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Education

The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

Market Update - The Iran War Isn’t Over… What Happens To The Housing Market Now?

July 08, 2026 7:44pm 34 min

The war in Iran continues to create uncertainty across global markets, but what does that actually mean for the U.S. housing market?In this live housing market update, we’ll discuss how geopolitical tensions could impact...

2nd Half 2026 Mortgage Interest Rate Forecast - EP229

July 06, 2026 7:00am 23 min

Everyone thought mortgage rates would be lower by now... but they were wrong.Inflation surprised the market, the Fed changed its outlook, and new uncertainty has completely shifted the mortgage rate forecast. In this epi...

Market Update - The Housing Market Is Getting BETTER

July 02, 2026 5:35pm 53 min

Housing market update for this week: inventory finally topped last year, with 841,000 homes versus 831,000. Sellers are getting more realistic on price, and mortgage rates sit at 6.65%. Josh Lewis and Jeb Smith break dow...

How To Buy A Home With Almost No Cash Out Of Pocket - EP228

June 29, 2026 7:00am 31 min

If you're a first-time home buyer, you've probably spent months saving for your down payment... only to find out there's a whole second pile of money you didn't plan for. They're called closing costs, and most buyers hav...

New Fed Chair, NO Rate Cuts: Should You Still Buy a House? - EP227

June 22, 2026 7:00am 26 min

A new Fed Chair and fewer expected Federal Reserve rate cuts could have a huge impact on mortgage rates, first-time home buyers, and housing affordability in 2026. If you're wondering whether you should buy a house now o...

10 Secrets to a Smooth Home Closing for First-Time Buyers - EP226

June 15, 2026 7:00am 25 min

10 Insider Rules for a Smooth, Stress-Free Home ClosingMost first-time home buyer closing problems do not happen at the closing table. They usually start weeks earlier because buyers were not prepared for what happens af...

Why A 2008-Style HOUSING CRASH Will Never Happen Again - EP225

June 08, 2026 7:00am 34 min

Why First-Time Home Buyers Shouldn’t Wait for a 2008 Housing Market CrashIf you’re a first-time home buyer waiting for the housing market to crash before you buy a home, this video is for you. A lot of buyers are compari...

Market Update - The Housing Market Just Sent Sellers a Warning

June 04, 2026 4:29pm 1:02

Is the housing market finally shifting away from sellers? In this episode of The Educated Homebuyer, Jeb Smith and Josh break down why sellers are pulling homes off the market at the fastest pace since 2020, what that me...

Consumer DEBT Will Have A HUGE Impact On First Time Home Buyers - EP224

June 01, 2026 7:00am 31 min

Consumer debt is becoming one of the biggest obstacles for first-time homebuyers in 2026.In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down how credit cards, student loans, car payments, perso...

Market Update - Should First-Time Home Buyers Wait or Buy Now?

May 29, 2026 1:05pm 51 min

Is the spring housing market still strong even with higher mortgage rates? In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down what first-time home buyers need to know about today’s real estate...

WTF Just Happened To Mortgage Interest Rates - EP223

May 25, 2026 6:00am 20 min

First-time home buyers: mortgage rates just moved fast, and understanding what’s driving them could help you make a smarter home buying decision.In this episode, Jeb Smith and Josh Lewis break down what happened to mortg...

The 2026 Housing Market Is LYING To First Time Home Buyers - EP222

May 18, 2026 7:00am 28 min

If you’re a first-time homebuyer in 2026, chances are you’ve been told now is the worst possible time to buy a home. Between headlines about high interest rates, affordability challenges, and a “frozen” housing market, m...

5 Reasons You SHOULD NOT Shop For A Lender - EP221

May 11, 2026 7:00am 31 min

Why Shopping for a Mortgage Lender Can BackfireShopping for a mortgage lender sounds like the smart move—but if you’re only chasing the lowest interest rate, it could cost you more money, more stress, and even your dream...

Market Update - War Headlines Just SHIFTED Mortgage Rates

May 06, 2026 7:50pm 42 min

War Headlines Just Shifted Mortgage Rates: What Homebuyers Need to KnowMortgage rates are moving again, and this time the driver is not just inflation or jobs data — it is global uncertainty. In this episode of The Educa...

Debt-to-Income Ratio Explained: How Much House Can You Afford? - EP220

May 04, 2026 7:00am 31 min

Can you really afford the home you want? In this episode, we break down debt-to-income ratio (DTI) and explain how lenders use your income, monthly debts, loan program, down payment, and mortgage payment to determine how...

Market Update - Mortgage Rates SURGE HIGHER as US Considers a Longer Blockade

April 29, 2026 7:58pm 44 min

First-Time Home Buyer Guide: Everything You Need to Know to Buy Smart Buying your first home is one of the biggest financial decisions you’ll ever make. If you’re a first-time home buyer, understanding the mortga...

How Housing Supply Will Impact Your Spring Home Purchase - EP219

April 27, 2026 7:00am 23 min

Housing supply could be the biggest factor shaping the 2026 peak buying season. In this episode, we break down why inventory matters so much, how it impacts buyer competition, seller leverage, home prices, and what today...

Market Update - Zillow Just DOWNGRADED It's Housing Market Forecast (Interest Rates, House Prices, Inflation & The Housing Market)

April 23, 2026 10:49am 1:00

Zillow just downgraded its housing market forecast—so what does that really mean for home prices, mortgage rates, inventory, and buyers in today’s market?In this episode of The Educated Home Buyer, Jeb Smith and Josh Lew...

WTF Just Happened To The Housing Market?! EP218

April 20, 2026 7:00am 25 min

Everyone thought the housing market was about to take off this spring… but the exact opposite is happening.Sales are down, inventory growth is slowing, and first-time home buyers just hit the lowest level ever recorded. ...

Market Update - The Housing Market Is Slowing

April 16, 2026 10:45am 48 min

Is the 2026 Housing Market Slowing Down? Here’s What You Need to KnowThe 2026 housing market is showing signs of slowing, and if you're thinking about buying or selling, this is information you need to understand. In thi...

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